Understand how to check public unclaimed-property records before you pay for a search tool.

Provinces, territories and other public agencies maintain unclaimed-property databases for items such as old refunds, uncashed checks and forgotten accounts. You can search many official sources yourself for free; paid tools may offer a more guided or organized workflow.

Compare your options
Educational guide · No match, payout or claim approval is guaranteed.
Person reviewing information on a laptop at home

Plain-language notice: this is a privately operated informational page, not a government agency. It does not hold unclaimed property, approve claims, or determine eligibility. A commercial product discussed below is optional.

How unclaimed-property searches generally work

The useful part is understanding the source of the record and who actually controls the claim.

STEP 1

Search by name and location

Start with the province, territory or jurisdiction where you lived, worked, banked or operated a business.

STEP 2

Verify the record source

Potential matches should point back to the public agency or holder responsible for the record.

STEP 3

Claim through the official process

The agency decides whether the record is yours and what documentation is required. A search tool cannot guarantee approval or payment.

Two ways to approach the search

Use the free official route, or choose a paid convenience tool if you prefer a guided workflow.

SEARCH OFFICIAL SOURCES YOURSELF

  • Many provincial and federal unclaimed-property databases can be searched at no cost
  • You control which agencies you visit and what information you submit
  • No paid tool is required to file a legitimate claim

OPTIONAL: ADAM

  • ADAM is marketed as a do-it-yourself software tool that helps locate and organize money that may already belong to you
  • The current public offer is a one-time $97 purchase through Explodely
  • The official site currently advertises a 60-day money-back guarantee

Review ADAM on the official site

Commercial offer. No specific amount or result is guaranteed.

What this page is — and isn't

THIS IS

  • An educational overview of public-record search options
  • A reminder that official sources can often be checked directly
  • A transparent explanation of a paid commercial option

THIS ISN'T

  • A government service or government-affiliated page
  • A promise that property exists in your name
  • A service that can approve claims or guarantee payment

Common questions

Is ADAM a government program?

No. It is a commercial software product. Government agencies control official unclaimed-property records and claim decisions.

Can I search without buying anything?

Yes. Many official provincial and federal sources can be searched directly at no cost. A paid tool is optional and should be evaluated based on convenience, price and refund terms.

Does a search guarantee money?

No. A record may not exist, a potential match may not belong to you, and an agency may require documentation before approving any claim.

What are the ADAM refund terms?

Its currently published policy describes a 60-day money-back period. Review our refund summary and the official product policy before purchasing.

CURRENT PUBLIC PRODUCT FACTS · VERIFIED SEPTEMBER 15, 2026

Know the purchase terms before you continue.

$97One-time public price
No subscriptionNo recurring charge stated
60 daysPublished money-back period
ExplodelyRetailer / Merchant of Record

ADAM does not guarantee a record, specific amount, claim approval, income, or other financial result. Check the official offer and checkout for the current terms.

Review the official ADAM offer →